Childcare
Types of childcare, registered vs informal, benefit and when to apply.
Checked on 14 Nov 2026
Daycare, childminders and after-school care: how it works here, what it really costs, and why you should get on a waiting list early.
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General information, not tax advice. Run the official Toeslagen trial calculation for your own figures.
- 1. Know the types, and check the register
Dagopvang (kinderdagverblijf) for under-4s, gastouder (childminder), and BSO (out-of-school care). Only providers in the Landelijk Register Kinderopvang (LRK) qualify for kinderopvangtoeslag.
Rijksoverheid · Types of childcare ↗ · Landelijk Register Kinderopvang ↗ - 2. Register early: in Amsterdam, even during pregnancy
The City says childcare often has waiting lists, so register as early as possible, even while pregnant. For school-age children, primary schools arrange before- and after-school care.
Gemeente Amsterdam · Childcare ↗ · Schoolwijzer Amsterdam · Childcare procedure ↗ - 3. Apply for kinderopvangtoeslag on time
For working parents (or studying, or in a compulsory integration course). Apply once the child has a BSN, and no later than 3 months after care starts.
Belastingdienst · Kan ik kinderopvangtoeslag krijgen? ↗ · Belastingdienst · Applying for childcare benefit ↗
Key facts
- Hours covered
- Max 230 hours per child per month Rijksoverheid · Bedragen kinderopvangtoeslag 2026 ↗
- Max reimbursement 2026
- 96% of the max rate for combined incomes up to about €56,000 Rijksoverheid · Bedragen kinderopvangtoeslag 2026 ↗
- Public or private?
- You contract a registered provider yourself; parents get help with the cost via the toeslag Gemeente Amsterdam · Childcare ↗ · Rijksoverheid · Types of childcare ↗
- Coming changes
- 2027: higher percentages, provisional max rates €11.60 / €10.31 / €8.77. 2029: planned direct funding to providers (bill not yet passed) Rijksoverheid · News 21 Sep 2026: step to new childcare funding ↗ · Rijksoverheid · Plannen nieuwe financiering kinderopvang ↗
What childcare costs in 2026
Official maximum hourly rate 2026
Daycare €11.23 · BSO €9.98 · childminder €8.49. The toeslag is calculated on these at most; you pay anything above them yourself.
Source: Rijksoverheid Rijksoverheid · Bedragen kinderopvangtoeslag 2026 ↗
National average hourly rate 2026
Daycare €11.82 · BSO €10.70: 5.3% and 7.2% above the maximum rates.
Source: Brancheorganisatie Kinderopvang (BOinK research, industry estimate) Brancheorganisatie Kinderopvang · 2026 average rates (BOinK research, 13 Oct 2026) ↗
One Amsterdam family (2024–2026 figures)
Daycare, 1 child, full days 4 days a week: €10.99 an hour, about 107 hours, about €1,179 a month (2024/25 rate). BSO, 1 child, 4 days a week: €11.13 an hour, about 91 hours, about €1,015 a month. Kinderopvangtoeslag for both children: €981 a month in Jan–Aug 2026 and €1,048 a month in Sep–Dec 2026, about €12,043 for the year.
Source: one household's own figures, shared anonymously with ONL
The toeslag depends on household income and many families get a much bigger share covered, so use the Belastingdienst proefberekening to estimate your own. Toeslagen · Proefberekening ↗
Bookmark these
- Rijksoverheid · Types of childcare ↗
Rijksoverheid: the types of childcare and which qualify for the toeslag.
- Rijksoverheid · Bedragen kinderopvangtoeslag 2026 ↗
Official 2026 maximum hourly rates and reimbursement table.
- Belastingdienst · Kan ik kinderopvangtoeslag krijgen? ↗
Can you get kinderopvangtoeslag? The conditions.
- Toeslagen · Proefberekening ↗
The Belastingdienst proefberekening: estimate your own toeslag.
- Landelijk Register Kinderopvang ↗
Landelijk Register Kinderopvang: check any provider.
- Gemeente Amsterdam · Childcare ↗
Gemeente Amsterdam on childcare, in English.
- Schoolwijzer Amsterdam · Childcare procedure ↗
Schoolwijzer: compare registered childcare in Amsterdam.
- Rijksoverheid · Plannen nieuwe financiering kinderopvang ↗
The plans for a new childcare funding system.
- I amsterdam · Daycare ↗
I amsterdam (City of Amsterdam / Amsterdam & Partners) on how daycare works for international families.
- I amsterdam · Out-of-school care (BSO) ↗
I amsterdam on BSO: before, during and after school hours, and the options.
- I amsterdam · Preschool ↗
I amsterdam on preschool (peuteropvang) for 2- to 4-year-olds.
Common questions
- Is daycare public or private here?
- You contract a registered provider yourself. It isn't a free public service: parents get help with the cost through kinderopvangtoeslag. Gemeente Amsterdam · Childcare ↗ · Rijksoverheid · Types of childcare ↗
- How much does daycare cost per hour?
- Providers set their own prices. The official 2026 maximum the toeslag covers is €11.23/h for daycare and €9.98/h for BSO; the national 2026 average is estimated at €11.82 and €10.70. You pay anything above the maximum yourself. Rijksoverheid · Bedragen kinderopvangtoeslag 2026 ↗ · Brancheorganisatie Kinderopvang · 2026 average rates (BOinK research, 13 Oct 2026) ↗
- What does a real Amsterdam family pay?
- One Amsterdam family's figures: daycare for 1 child, full days 4 days a week, €10.99 an hour, about 107 hours, about €1,179 a month (a 2024/25 rate); BSO for 1 child, 4 days a week, €11.13 an hour, about 91 hours, about €1,015 a month; kinderopvangtoeslag for both children €981 a month in Jan–Aug 2026 and €1,048 a month in Sep–Dec 2026, about €12,043 for the year. The toeslag depends on household income and many families get a bigger share covered: use the Belastingdienst proefberekening for your own estimate. Toeslagen · Proefberekening ↗
- What does a daycare location look like? (an example)
- One example, not a recommendation: IJsterk's Kinderdagverblijf Jor & Daan, Palmdwarsstraat 61 in the Jordaan (LRK no. 338334531 on its page; the national register lists it as a KDV with 68 places). It's a daycare for 0–4s, not a BSO: three baby groups (0–2, 8 children each), two toddler groups (2–4, 16 each) and one mixed 0–4 group of 12. Open Monday to Friday 07:30–18:30, 52 weeks a year; a cook makes a hot meal three days a week, and it says there may be a waiting list. Check any provider's LRK number yourself in the national register. IJsterk · Kinderdagverblijf Jor & Daan (provider page) ↗ · Landelijk Register Kinderopvang ↗
- What does a BSO provider offer? (an example)
- One example, not a recommendation: Kindergarden runs BSO at 5 Amsterdam locations: Fizeaustraat 4, Villa Vondel (Waldeck Pyrmontlaan 23), Voormalige Stadstimmertuin 1, Steigereiland (registered in the LRK at Brigantijnkade 1) and Zuivelplein (registered at Onderlangs 36M). Its rates include pick-up from school (by BSO bus, cargo bike or on foot, depending on distance), workshops, holiday outings and lunch on Wednesdays, Fridays and holidays. On school days it opens when the partner schools finish and closes at 18:30; on study and holiday days it's 07:30–18:30. Its published 2027 hourly rates are €11.43–€12.71 depending on location, all above the provisional 2027 toeslag maximum of €10.31 for BSO. The Fizeaustraat page says it takes children aged 4 to 12. Each location page shows its own LRK number (e.g. Fizeaustraat 682908770). Kindergarden · Buitenschoolse opvang (provider page) ↗ · Kindergarden · Locations ↗ · Kindergarden · BSO Fizeaustraat, Amsterdam ↗ · Kindergarden · BSO Steigereiland, Amsterdam ↗ · Kindergarden · BSO Villa Vondel, Amsterdam ↗ · Kindergarden · BSO Voormalige Stadstimmertuin, Amsterdam ↗ · Kindergarden · BSO Zuivelplein, Amsterdam ↗ · Rijksoverheid · News 21 Sep 2026: step to new childcare funding ↗ · Landelijk Register Kinderopvang ↗
- More daycare examples in Amsterdam?
- Examples only, not recommendations; prices differ by provider and location. KDV Roosje: daycare for 0–4s in mixed-age groups at Baarsjesweg 296H, J.M. den Uylstraat 105 (Geuzenveld) and Zeilstraat 17-H; open 07:30–18:30 on weekdays (weekends on request), with nappies, formula, snacks, sleeping bags and a hot lunch included; the Baarsjes page shows LRK 151379518; no prices published. Basker Amaliastraat 5 (Amsterdam-West): daycare with two 0–2½ groups, one 2–4 and one 3–4 group, open 07:30–18:30 on weekdays; its page shows €12.93 an hour, with nappies, formula, a daily hot meal and snacks included, and LRK 165014751. Kinderopvang De Liefde, Bilderdijkstraat 27 (Amsterdam-West): a small family-run daycare and BSO for 0–12s (LRK 755710599 for daycare, 152936920 for BSO), open 07:30–18:30 on weekdays; its price page shows daycare at €12.70 an hour (e.g. 2 days a week, 90 hours, €1,143 a month) and BSO at €11.10 an hour (2 days, 44 hours, €488.40 a month), minimum 2 days a week. Check any provider in the LRK register yourself. KDV Roosje (provider site) ↗ · KDV Roosje · Baarsjes ↗ · Basker · Kinderdagverblijf Amaliastraat 5 ↗ · Kinderopvang De Liefde (provider site) ↗ · Kinderopvang De Liefde · Prices ↗ · Landelijk Register Kinderopvang ↗
- How far ahead should I register?
- In Amsterdam, as early as possible, even during pregnancy: the City says childcare often has waiting lists. Gemeente Amsterdam · Childcare ↗
- When must I apply for the toeslag?
- After the child has a BSN and no later than 3 months after care starts, or you lose the earlier months. Belastingdienst · Kan ik kinderopvangtoeslag krijgen? ↗
- What changes in 2027 and 2029?
- In 2027 the toeslag stays, with higher percentages and provisional max rates of €11.60 (daycare), €10.31 (BSO) and €8.77 (childminder). From 1 January 2029 the cabinet plans to fund providers directly; Parliament still has to decide. Rijksoverheid · News 21 Sep 2026: step to new childcare funding ↗ · Rijksoverheid · Plannen nieuwe financiering kinderopvang ↗
Insider tips
- Get the provider's LRK number in your contract and look it up before paying anything. Landelijk Register Kinderopvang ↗
- The 230-hour monthly cap matters if you use long days or combine daycare and a childminder. Rijksoverheid · Bedragen kinderopvangtoeslag 2026 ↗
- Ask for an all-in hourly price: the toeslag never covers the slice above the maximum rate. Rijksoverheid · Bedragen kinderopvangtoeslag 2026 ↗
- Report income or hours changes to Toeslagen promptly to avoid a repayment later. Dienst Toeslagen · Kinderopvangtoeslag ↗