Housing
Renting vs buying, deposits, your rights and what buying costs.
Checked on 14 Nov 2026
Finding a home here is a sport. Know your rights, spot the scams, and you'll be ahead of most of the queue.
Start here
General information, not legal advice. For a dispute, the Huurcommissie and the Juridisch Loket can help.
- 1. Search the big sites
Most rentals and homes for sale are listed on Pararius (rentals, in English) and Funda (sale and rent). Set alerts and reply fast.
Pararius ↗ · Funda ↗ - 2. Check the rent with the points system
Every home has a points score (woningwaarderingsstelsel). Up to 143 points is social rent, 144 to 186 is mid-rent (both have a maximum rent), and 187+ is the free sector. Use the Huurcommissie's free Huurprijscheck.
Huurcommissie · Wet betaalbare huur voor huurders ↗ · Huurcommissie · Huurprijscheck ↗ - 3. Read the contract before you pay
Since 1 July 2024 new tenants normally get a permanent contract; temporary ones are only allowed in specific cases. Deposit is at most 2 months' basic rent, and you never pay agency fees if the agent works for the landlord.
Rijksoverheid · Mag mijn verhuurder mij een tijdelijk huurcontract aanbieden? ↗ · Rijksoverheid · Rental deposit (waarborgsom) ↗ · Rijksoverheid · Wet goed verhuurderschap (tenant leaflet, PDF) ↗ - 4. Register at your new address
Once you have the keys, register the address with your gemeente. You need a real address to register.
Rijksoverheid · Wanneer moet ik mij in de BRP laten inschrijven? ↗ · RvIG · Als je in Nederland wilt komen wonen (don't buy an address) ↗
Key facts
- Affordable Rent Act
- Wet betaalbare huur, in force since 1 July 2024: mid-rent homes (144–186 points) now have a maximum rent Rijksoverheid · Wet betaalbare huur in force from 1 July 2024 ↗ · Huurcommissie · Wet betaalbare huur voor huurders ↗
- Contracts
- Permanent by default since 1 July 2024; temporary only in exceptions (e.g. students) Rijksoverheid · Mag mijn verhuurder mij een tijdelijk huurcontract aanbieden? ↗
- Deposit (borg)
- Max 2 months' basic rent for contracts from 1 July 2023 Rijksoverheid · Rental deposit (waarborgsom) ↗
- Agency fees
- Not payable by you if the agent works for the landlord Rijksoverheid · Wet goed verhuurderschap (tenant leaflet, PDF) ↗
- Points check
- Landlords must include a points calculation in new contracts since 1 Jan 2025 Huurcommissie · Wet betaalbare huur voor huurders ↗ · Rijksoverheid · Wet betaalbare huur in force from 1 July 2024 ↗
- Buying: transfer tax
- 2%, or 0% for buyers aged 18–34 (under 35) on a home up to €555,000 (2026) that they live in Rijksoverheid · Transfer tax exemption for starters ↗ · Belastingdienst · 2% transfer tax rate ↗
Bookmark these
- Pararius ↗
Rentals across the Netherlands, in English.
- Funda ↗
The main site for homes for sale, plus many rentals.
- Huurcommissie · Huurprijscheck ↗
The Huurcommissie's free Huurprijscheck: count the points and see the maximum rent.
- Huurcommissie ↗
The Huurcommissie settles disputes about rent, repairs and service costs.
- Rijksoverheid · Mag mijn verhuurder mij een tijdelijk huurcontract aanbieden? ↗
When a landlord may still offer a temporary contract.
- Rijksoverheid · Rental deposit (waarborgsom) ↗
Deposit rules and how to get it back.
- Fraudehelpdesk · Woonplek gevonden? Check voordat je huurt! ↗
Fraudehelpdesk: check before you rent, and what to do if you've been scammed.
- Rijksoverheid · Huis kopen ↗
Rijksoverheid on buying a home: mortgages, NHG and transfer tax.
- Kadaster (land registry) ↗
The Land Registry: ownership and purchase-price information for any property.
- I amsterdam · Housing ↗
I amsterdam on renting, buying, mortgages and housing rights.
- I amsterdam · Tips on avoiding housing scams in Amsterdam ↗
How to spot and avoid rental scams.
- I amsterdam · Rental property in Amsterdam ↗
Renting in Amsterdam: how the market works and what to check.
Common questions
- How do I know if my rent is too high?
- Count the points with the Huurprijscheck. If your home has 186 points or fewer, there's a maximum rent (for mid-rent, only for contracts signed on or after 1 July 2024). If you can't agree, go to the Huurcommissie. Huurcommissie · Huurprijscheck ↗ · Huurcommissie · Wet betaalbare huur voor huurders ↗
- Can my landlord give me a 1-year contract?
- Since 1 July 2024 new contracts are permanent unless one of the legal exceptions applies, such as students renting for their studies. Rijksoverheid · Mag mijn verhuurder mij een tijdelijk huurcontract aanbieden? ↗
- How much deposit can a landlord ask?
- At most 2 months' basic rent (kale huur) for contracts from 1 July 2023. Always get proof of payment. Rijksoverheid · Rental deposit (waarborgsom) ↗
- How do I spot a rental scam?
- Be wary if someone asks for a deposit, fees or rent before you've seen the home and checked the landlord. Search the landlord's name and website for reviews. Fraudehelpdesk lists the checks. Fraudehelpdesk · Woonplek gevonden? Check voordat je huurt! ↗
- I'm buying under 35. Do I pay transfer tax?
- In 2026, buyers aged 18 to 34 (under 35) pay no transfer tax on a home up to €555,000 that they'll live in themselves, if they meet the conditions. Otherwise it's 2%. Rijksoverheid · Transfer tax exemption for starters ↗ · Belastingdienst · 2% transfer tax rate ↗
- Who checks the legal side of buying?
- A notaris handles the transfer and the deed; the Kadaster registers the new owner. KNB (Royal Dutch Association of Civil-law Notaries) ↗ · Kadaster (land registry) ↗
Insider tips
- Ask the landlord for the points calculation. It must be part of every new contract since 1 January 2025. Huurcommissie · Wet betaalbare huur voor huurders ↗
- Pay your deposit by bank transfer so you have proof, never in cash. Rijksoverheid · Rental deposit (waarborgsom) ↗
- Don't buy a registration address from a website. It can tangle you in address fraud and affect your toeslagen. RvIG · Als je in Nederland wilt komen wonen (don't buy an address) ↗
- A viewing is no guarantee: scammers sometimes rent a place briefly to show it. Check who owns it before paying. Fraudehelpdesk · Woonplek gevonden? Check voordat je huurt! ↗ · Kadaster (land registry) ↗